When you purchase or refinance a home, you typically will be required to obtain an appraisal. Getting an appraisal done involves hiring a licensed appraiser who determines the value the property.
We only work with highly qualified residential appraisers. It is our policy that appraisers only receive orders for the county in which they are located. This helps ensure a thorough knowledge of the market. Appraisals must be paid prior to ordering. You must have already been given a Loan Estimate prior to being asked to pay for anything other than a credit report
of Capital International Financial
Founded January 22nd 1981 Granada Mortgage is a subsidiary of Capital International Financial, Inc (C.IF.I.) With over thirty 35 years of experience in providing loans, service, and expertise to home-buyers.
C.I.F.I upholds an enduring presence in the lending community. By strategically meeting the ups and downs of the real estate and financial markets, C.I.F.I has remained steadfast in its mission to provide affordable home financing, unsurpassed service, and a dedicated workforce to meet our customers' needs. C.I.F.I was founded in 1981 as a mortgage Lender in Coral Gables, Florida. In its first decade, C.I.F.I went from Correspondent Lenders to Fannie Mae/ Freddie Mac Seller Servicers to further serve the needs of the community.
C.I.F.I offers residential mortgage lending solutions, including conventional, FHA, VA, Jumbo, Non-Qualitative Mortgages, Portfolio Mortgages, Renovation Mortgages and Reverse Mortgages for seniors..
CIFI is a Fannie Mae and Freddie Mac Seller Servicer, as well as a Full Eagle FHA Lender. C.I.F.I’s commitment to customer service, focus and innovation has positioned the company to serve our customers for many years to come. NMLS # 1036987.
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income account balances and payment history credit history and credit scores When you are no longer our customer, we continue to share your information as described in this notice. All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Capital International Financial Inc. chooses to share; and whether you can limit this sharing: | ||
Affiliates | Companies related by common ownership or control. They can be financial and non-financial companies. | Capital International Financial Inc. does not share with our affiliates. |
Non-affiliates | Companies not related by common ownership or control. They can be financial and non-financial companies. | Capital International Financial Inc. does not share with non-affiliates. |
Joint marketing | A formal agreement between non-affiliated companies that together market financial products or services to you. | Capital International Financial does not jointly market |
For our everyday business | Does CIFI Share | No |
For our marketing purposes - To offer our producsts and services to you | Does CIFI Share? | No |
Can you limit this sharing? | We do not share | |
For Joint Marketing | Does CIFI Share? | No |
Can you limit this sharing? | We do not share | |
For our affiliates business - Information about your transactions and experience and credit worthyness | Does CIFI Share? | No |
Can you limit this sharing? | We do not share | |
For Non affiliates business - Information about your transactions and experience and credit worthyness | Does CIFI Share? | No |
How does CIFI protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
How does CIFI collect my personal information? | We collect your personal information. For example, when you apply for a loan, you give us your income information, your employment history, your contact information and your driver's license. We also collect your personal information from other sources such as credit buraeus, affiliates and other sources |
Why can't I limit all sharing? | Federal law gives you the right to limit only sharing for affiliates' everyday business purposes - information about your creditworthiness affiliates from using your information to market to you, sharing for non-affiliates to market to you. State laws and individual companies may give you additional rights to limit sharing. |