Jumbo Loans

+ - About jumbo loans

A loan is considered jumbo if the amount of the mortgage exceeds loan-servicing limits set by Fannie Mae and Freddie Mac — currently $484,350 for a single-family home in all states (except Hawaii and Alaska and a few federally designated high-cost markets, where the limit is $726,525).Footnote 1

+ - Income Doc Options
  • Full Doc - Paystubs, W-2's, Tax Returns
  • 12 Month Personal Bank Statement
  • 24 Month Personal Bank Statement
  • 24 Month Business Bank Statement
+ - Program Features
  • Loan amounts up to $2,500,000
  • Fixed, ARM, and Interest Only options
  • Housing Ratio up to 40% Debt Ratio up to 53%
  • Qualify with credit scores as low as 660
  • As little as 10% down payment
  • No prepayment penalties

Large loan amounts with less hassle

+ - Benefits of a Jumbo Loan
  • Allows borrowers to go outside of Fannie and Freddie limitations.
  • Finance more of the home cost rather than tie up cash
  • One loan instead two.
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